Credit Card Processing That Works for You
Stop watching your margins shrink with every swipe. Our processing solutions are built around your business: transparent, flexible, and designed to maximize what you keep.
Everything Included, No Surprises
We believe you should know exactly what you're paying before you sign anything. Here's what every merchant gets.
Flat-rate and interchange-plus pricing options. We show you every line item on your statement so there are zero surprises at month-end.
Qualify for free countertop terminals, wireless devices, and full POS systems. No equipment lease traps or hidden hardware fees.
Your money hits your account the next business day, every day. No holds, no rolling reserves unless absolutely required by your industry.
Accept cards anywhere with our mobile reader solutions. Perfect for food trucks, markets, contractors, and any business on the go.
Payment gateways and shopping cart integrations for your website. Accept cards online with the same transparent rates as in-store.
Access your transaction data, batch reports, and analytics 24/7 through our online merchant portal. Know your numbers at all times.
Set up subscription payments and recurring billing for clients. Automate your collections and reduce late payments effortlessly.
We actively help you fight and prevent chargebacks with dispute management tools and best-practice guidance from day one.
The Cash Discount Program
Eliminate your processing fees entirely. With a properly implemented cash discount program, you pass the cost of credit card processing back to card-paying customers while rewarding cash customers with a discount.
It's 100% legal in all 50 states when implemented correctly. We handle the setup and compliance so you never have to worry. Learn more in our complete guide to cash discount programs.
Flexible Plans for Every Business
Not every business is the same. We offer multiple pricing models so you can choose what fits.
Cash Discount / Zero-Fee
You pay $0 in processing fees. A small service fee is shown at checkout for card users. Best for retail, restaurants, and service businesses.
Interchange-Plus (Cost+)
The most transparent model: you pay the exact interchange cost plus a small, fixed markup. No rate tiers, no surprises.
Flat Rate
One simple rate for every transaction. Easy to predict and budget, great for low-volume or variable businesses.
High-Volume Custom
Processing over $50k/month? We'll build a custom pricing structure that maximizes your savings at scale.
Built for Your Industry
We work with businesses across every sector, from restaurants to medical offices to auto shops.
Restaurants & Food Service
Table-side ordering, tip adjustment, split checks, and kitchen display integrations. Built for the pace of food service.
Retail & Boutiques
Full POS with inventory management, barcode scanning, and customer loyalty programs. Grow your store without growing your overhead.
Service & Trades
Invoicing, mobile payments, and recurring billing for contractors, landscapers, salons, auto shops, and any service-based business.
Also offer ATM services? See our ATM placement program to add passive income to your business.
Frequently Asked Questions
Answers to the questions we hear most from business owners about credit card processing.
Our pricing depends on your business type and volume. We offer flat-rate, interchange-plus, and cash discount (zero-fee) options. Most small businesses pay between 1.5% and 3.5% per transaction with traditional pricing, or nothing at all with our cash discount program. Contact us for a free analysis to see your exact rates.
A cash discount program allows you to eliminate your credit card processing fees entirely. Customers who pay with cash receive a small discount, while card-paying customers see a clearly posted service fee at checkout. It is 100% legal in all 50 states when implemented correctly, and we handle all the setup and compliance for you.
The application process is entirely electronic, and we handle equipment shipping and configuration. Many merchants can install their own terminals with our phone support.
No. We do not require long-term contracts or commitments. We earn your business every month through great service and transparent pricing, not by locking you into an agreement you cannot leave.
You can accept all major credit and debit cards including Visa, Mastercard, American Express, and Discover. We also support contactless payments like Apple Pay and Google Pay, chip cards, swiped cards, keyed-in transactions, and online payments.
Qualified businesses receive free countertop terminals, wireless devices, or full POS systems. There are no equipment lease traps or hidden hardware fees. We will help you choose the right equipment for your business type and volume.
See How Much You Could Save Today
Send us your last processing statement and we'll show you a side-by-side comparison with no obligation and no pressure.
Or read our guide to reducing processing fees.